Last updated: 11 November 2026

These Terms are written in plain English on purpose. Every section is part of the agreement; there is no separate "legal version". Section 15 contains a binding arbitration agreement, a class action waiver and a one-year time limit for claims. Please read it carefully.

1. Who we are and how you accept these Terms

These Terms of Service ("Terms") are an agreement between you and NK Media Group LLC, doing business as iQ LIVE Creator Network ("iQ", "we", "us" or "our"), 30 N Gould Street, Sheridan, Wyoming 82801, USA. Our contact for these Terms is Nicholas McIsaac, at legal@iqcn.live.

By using our websites or services, submitting an application or form, or creating an account, you agree to these Terms. Our Privacy Policy explains how we handle personal information. If you do not agree to these Terms, please do not use the Service.

2. What these Terms cover

"Service" means:

the website iqcn.live, including its guides, training modules, blog, calculators and other free tools, downloads, newsletter and application form; and
the coaching, training, community and support we provide to creators in the iQ network.

Other sites on iqcn.live subdomains are separate products or private, sign-in-only tools for our own staff and businesses. They are not part of the Service, and a separate product's own terms say how these Terms apply to it.

If you join the iQ network, you may also be asked to accept a separate written agreement with us or with TikTok. If that agreement conflicts with these Terms, the separate agreement controls for the subject it covers.

3. What iQ is, and what it is not

iQ is an independent creator network for TikTok LIVE creators in the United States and Canada. We offer:

one-on-one coaching and personal support;
battle strategy and monetization guidance;
education on TikTok LIVE guidelines;
guidance when an account is banned or restricted, including bans a creator believes are mistaken;
a private Discord community and accountability;
a training portal, guides, tools and templates.

Please understand the following:

We are not TikTok. iQ is not endorsed by, affiliated with or sponsored by TikTok. "TikTok" is a trademark of its owner, and we use the name only to describe what we do.
Joining happens only through TikTok's official application. Every Apply button on our site sends you to a page hosted by TikTok. Where a code is needed, approved contractors enter a 6-digit code directly in TikTok's own tools.
We never ask for your password. We will never ask for your TikTok password or sign-in details, and we will never ask you to send payment details by message. Anyone who asks for these is not iQ. If it happens, stop responding, report it to TikTok, change your password if you shared it, and tell us at legal@iqcn.live. We are not responsible for losses caused by giving your sign-in details to someone else, including someone pretending to be iQ.
TikTok makes its own decisions. We do not control TikTok. We cannot guarantee that an application will be accepted, that an account will not be banned, suspended or restricted, or that a ban will be reversed.

We may change, suspend or stop any part of the Service at any time, with or without notice, and we are not liable to you for doing so. Where we reasonably can, we will tell you in advance about a change that materially affects you.

4. Who can use the Service

To use the Service you must:

be at least 18 years old, or the age of majority where you live if that is higher;
be legally able to enter into this agreement;
give us information that is accurate and complete, and keep it up to date.

Our creator network is for TikTok LIVE creators based in the United States or Canada. The Service is run from the United States, and we do not claim that it is appropriate or available elsewhere. If you use it from another country, you are responsible for following your local laws.

5. Free tools, guides and calculators

The guides, training modules, blog posts, calculators, planners and downloads on our site are free, and they are general information only.

Estimates, not facts about your account. Calculator results (for example diamond, earnings or currency figures) are estimates based on the numbers you enter, on assumptions and on third-party data such as exchange rates. Real results will differ.
Not professional advice. Nothing on the Service is financial, legal, tax or other professional advice. Speak to a qualified professional about your own situation.
No promised results. We do not promise or guarantee any earnings, followers, views, growth, rankings or other outcome. Results depend on your own effort, on TikTok and on factors outside our control.
TikTok's rules come first. Our material about TikTok's rules is our own summary. TikTok's own terms and guidelines are the authority, and they change.

6. Applications and communications

Applying to iQ is free. An application, on TikTok or on our site, is a request to join. We may accept or decline it, and neither of us is bound to a membership until the official process is complete.

When you give us an email address or phone number, we use it to reply to you and to send what you asked for. We send our newsletter and similar updates only if you signed up for them, and you can unsubscribe at any time by emailing administration@iqcn.live or legal@iqcn.live.

You agree that we may send you notices and other communications electronically, by email or by posting them on the Service, and that this satisfies any legal requirement that a communication be in writing. Your use of the Service, including ticking a box or pressing a button to accept, counts as your electronic signature. You may withdraw your agreement to electronic communications by writing to us, but we may then be unable to keep providing the Service to you. If you ask for paper copies, we may charge a reasonable fee.

7. Fees and payment

Using this website, its tools and its guides is free, and applying to iQ is free. This website does not take payments.

Certain parts of the Service may require payment of fees. If a fee applies, the price and payment terms will be shown to you, or set out in a separate written agreement, before you agree to pay. For any such fees:

fees are in United States dollars unless we say otherwise;
you agree to pay the fees and charges presented to you at the time of purchase, to provide valid payment information, and to pay any taxes, duties and government charges that apply;
fees are non-refundable, except where the law requires a refund or where these Terms or a separate written agreement between you and iQ say otherwise;
we may change our prices at any time, but a change will not affect fees for services you have already purchased;
if a payment cannot be processed, we may suspend or end your access to the paid parts of the Service;
we may offer promotions or discounts, which may have their own terms that we will show you at the time.

8. Acceptable use

Use the Service only for lawful purposes. You agree not to:

break any law or regulation that applies to you;
impersonate iQ, a member of our team, another user or anyone else;
send advertising or promotional material through the Service without our written permission;
use bots, scrapers or other automated tools to copy, monitor or overload the Service (search engines and AI assistants that follow our published robots.txt rules are welcome);
introduce viruses or other harmful code, or attempt a denial-of-service attack;
attempt to gain unauthorized access to the Service, its servers or any connected system, or interfere with how it works or with anyone else's use of it;
submit content that is illegal, threatening, harassing, defamatory, obscene, hateful or invasive of someone's privacy, that is false or misleading, or that infringes someone else's rights;
make false and defamatory statements of fact about iQ, our team or other users.

If you have an account, you are responsible for keeping your sign-in details confidential and for what happens under your account. Tell us promptly if you believe someone else has used it.

9. Our content and your licence to use it

The Service and its content, including text, guides, training material, graphics, logos, tools and software, belong to iQ or its licensors and are protected by copyright, trademark and other laws.

We give you a limited, personal, non-exclusive, non-transferable licence, which we can withdraw, to view the Service and to use its tools, guides and downloads for your own work as a creator. You may not resell, republish or redistribute our content, remove copyright or trademark notices, or use our names, logos or branding without our written permission. Short quotations with a link back to the source are fine.

Non-public training material, methods and business information that we share with network members are confidential and may be trade secrets. Do not disclose them or use them outside your work with iQ.

10. What you send us

"Your content" means anything you submit, post or send through the Service, such as application answers, messages, feedback and usernames.

You keep ownership of your content.
You give us a worldwide, non-exclusive, royalty-free, perpetual, irrevocable, sublicensable and transferable licence to use, reproduce, distribute, adapt, display and perform your content in connection with the Service and our business, including to promote the Service in any media.
You confirm that you own your content or have the rights and permissions needed to give us this licence, and that it does not violate anyone else's rights, including intellectual property, privacy and publicity rights.
We may remove content that we believe breaks these Terms.

This licence covers content. How we handle personal information is governed by our Privacy Policy, and this licence does not allow us to use personal information in ways that policy does not.

11. Third-party services and links

The Service links to, and works alongside, services run by other companies, including TikTok and Discord. Those companies set their own terms and privacy policies, and those apply when you use their services. TikTok's own terms and community guidelines govern your TikTok account, your LIVE streams, and any gifts, diamonds or payouts.

We do not control and are not responsible for third-party services, their content or their decisions, and your dealings with them are between you and them.

12. Disclaimers

The Service is provided "as is" and "as available", without warranties of any kind, whether express or implied, including implied warranties of merchantability, fitness for a particular purpose, non-infringement and course of performance.

We do not warrant that:

the Service will meet your needs or expectations, or will be uninterrupted, timely, secure or error-free;
results or information obtained through the Service will be accurate or reliable;
errors will be corrected, or that the Service or its servers are free of viruses or other harmful components.

We do not guarantee any specific outcome from using the Service, including more followers, views or engagement; earnings or revenue; account growth; avoiding bans, suspensions or restrictions; or compliance with TikTok's terms or guidelines.

Some places do not allow certain warranties to be excluded. In those places, the exclusions above apply only as far as the law allows.

13. Limitation of liability

To the maximum extent permitted by law, iQ and its affiliates, members, managers, employees, contractors, agents, suppliers and licensors are not liable for any indirect, incidental, special, consequential, punitive or exemplary damages, including loss of profits, goodwill, use, data or other intangible losses, arising out of or relating to your use of, or inability to use, the Service.

This includes loss or harm resulting from:

bans, suspensions, restrictions or other decisions by TikTok or any other platform;
loss of data, followers, revenue or other metrics;
unauthorized access to your accounts or information;
errors or omissions in any content, or reliance on it;
the conduct or content of other users or third parties;
interruptions, delays, bugs or harmful code passed on by third parties.

To the maximum extent permitted by law, our total liability to you for all claims arising out of or relating to the Service will not exceed the greater of (a) the amount you paid us in the twelve (12) months before the event giving rise to the liability, or (b) one hundred US dollars (US$100).

These limits apply whatever the legal basis of the claim (contract, tort, negligence, strict liability or otherwise), even if we were told the damage was possible.

What we do not limit. Nothing in these Terms limits our liability for our own gross negligence, willful misconduct or intentional wrongdoing, for personal injury caused by our negligence, or for anything else that cannot be limited or excluded under the law that applies to you. If a court finds the cap above unenforceable, our liability is limited as far as the law allows.

14. Indemnity

You agree to defend, indemnify and hold harmless iQ and its affiliates, licensors and service providers, and their members, managers, employees, contractors, agents, successors and assigns, from any claims, liabilities, damages, judgments, losses, costs and expenses (including reasonable attorneys' fees) arising out of or relating to:

your breach of these Terms;
your use of the Service, including your content;
your violation of someone else's rights, or of any law;
your use of TikTok or another third-party platform in connection with the Service, including any ban, suspension or restriction of your accounts;
false or misleading information you give us or other users;
taxes that you owe.

We may, at our own expense, take over the defense of any matter covered by this section, and you agree to cooperate. This section continues to apply after these Terms end.

15. Disputes, arbitration and class action waiver

Talk to us first. Most concerns can be resolved by emailing legal@iqcn.live, and we encourage you to do that before starting any formal process.

Binding arbitration. Any dispute, controversy or claim arising out of or relating to these Terms or the Service, including their breach, termination, enforcement, interpretation or validity, will be settled by binding arbitration under the Commercial Arbitration Rules of the American Arbitration Association ("AAA") in effect at the time, except as changed by this section. The arbitration will take place in Sheridan, Wyoming, USA, unless we both agree otherwise, before a single arbitrator chosen under the AAA rules. The arbitrator's decision is final and binding, subject only to the limited court review the law allows, and may be entered as a judgment in any court with jurisdiction.

Class action waiver. Disputes will be resolved only on an individual basis. You give up the right to bring or take part in a class, consolidated or representative action, whether in court or in arbitration.

Exceptions. Either of us may go to a court with jurisdiction to seek an injunction or other equitable relief, to enforce an arbitration award, or to resolve a dispute about intellectual property rights.

Time limit for claims. To the extent the law allows, any claim arising out of or relating to the Service or these Terms must be started within one (1) year after the claim arose. After that it is permanently barred.

Rights you cannot give up. If you are a consumer, the law where you live (for example, the consumer protection law of your US state or Canadian province) may give you rights that cannot be waived by contract, such as the right to go to your local courts or to take part in a class proceeding. Nothing in this section or in section 16 takes those rights away, and these sections apply to you only as far as that law allows.

If any part of this section is found unenforceable, the rest of it stays in effect.

16. Governing law and courts

These Terms are governed by the laws of the State of Wyoming, USA, without regard to its conflict-of-law rules.

For any matter that is not subject to arbitration under section 15, including the exceptions listed there, the state and federal courts located in Sheridan County, Wyoming (and the United States District Court for the District of Wyoming, where it has jurisdiction) have exclusive jurisdiction. You consent to the jurisdiction of those courts and give up any objection that they are an inconvenient forum. If you live outside Wyoming, you may need to take part in proceedings there at your own expense. You agree that legal papers may be served on you by registered or certified mail, return receipt requested, at the address you gave us.

This section is subject to the "Rights you cannot give up" paragraph in section 15.

17. Ending these Terms

You can stop using the Service at any time. To ask us to close an account or delete your information, email legal@iqcn.live; our Privacy Policy explains what we may need to keep.

We may suspend or end your access to the Service at any time, with or without notice, for reasons that include:

a breach of these Terms or of our other policies;
fraudulent, abusive or illegal activity;
non-payment of fees, if any apply;
long periods of inactivity;
a request from law enforcement or a government agency;
a technical or security problem;
our ending or materially changing the Service.

The sections that by their nature should continue after these Terms end will do so, including sections 9 to 16 and 19.

18. Changes to these Terms

We may update these Terms. When we do, we will post the new version on this page and change the "Last updated" date. If a change is material, we will give at least 30 days' notice before it takes effect, by a notice on the Service, by email if we have your address, or by other reasonable means. Other changes take effect when posted.

If you keep using the Service after a change takes effect, you accept the updated Terms. If you do not agree, stop using the Service.

19. General terms

Entire agreement. These Terms, our Privacy Policy and any legal notices we publish on the Service are the whole agreement between you and iQ about the Service, and replace earlier communications about it. A separate written agreement you accept with us sits alongside these Terms, as described in section 2.
Independent relationship. Nothing in these Terms makes you our employee, partner or agent. If you are a creator receiving coaching or support, we are providing educational and consulting services to you. If you provide services to iQ or receive compensation from us, you do so as an independent contractor unless we agree otherwise in writing, and you are responsible for your own taxes and insurance.
Taxes. You are responsible for working out and paying any taxes that apply to you, including on what you earn as a creator. We do not collect or remit taxes for you unless the law requires us to.
Severability. If a court finds part of these Terms invalid or unenforceable, that part will be changed as little as needed to make it enforceable, or removed if that is not possible, and the rest stays in effect.
No waiver. If we do not enforce a term on one occasion, we have not given up the right to enforce it later.
Assignment. You may not transfer these Terms without our written consent. We may transfer them, for example as part of a sale or reorganization of our business.
Events outside our control. We are not liable for failing to perform our obligations because of something beyond our reasonable control, such as equipment, network or internet failures, natural disasters, war, terrorism, civil unrest, government action, fire, flood, accident or pandemic.
Good faith. We will carry out these Terms in good faith, and we ask the same of you.
Deadlines. If a deadline under these Terms falls on a weekend or a Wyoming legal holiday, it moves to the next business day.
Notices. Legal notices to us must be in writing and sent to the address or email in section 20. We may give notice to you by email to the address you gave us, by registered or certified mail, by personal delivery, or by posting on the Service for notices to all users.

20. Contact

Questions about these Terms, and legal notices, go to:

Nicholas McIsaac
NK Media Group LLC, doing business as iQ LIVE Creator Network
30 N Gould Street, Sheridan, Wyoming 82801, USA
Email: legal@iqcn.live

For general questions about iQ, email administration@iqcn.live.

By using the Service, you confirm that you have read and understood these Terms and agree to them. If you do not agree, do not use the Service.